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Spread out your payments with Affirm
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Break up the cost with Affirm

Spread the cost of a purchase over $300 into 6 or 12 easy monthly payments.
Spread the cost of a purchase over $3000 into 24 easy monthly payments.

Just select Affirm at checkout.

0-30% APR (where applicable and subject to provincial regulatory limitations). Subject to eligibility check and approval. A down payment may be required. See actual terms at checkout.

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada's leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.

Why use Affirm?



Prequalify before you buy

Get your Affirm spending limit while you're still shopping.


Quick and convenient checkout

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter a few details to get an instant decision and complete your purchase.


Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method. Available payment methods may vary depending on the payment plan selected.


How do I use Affirm?



Create or login to your Affirm account to apply

1. Select Affirm at checkout

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.


Create or login to your Affirm account to apply

2. Get set up


Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.


Create or login to your Affirm account to apply

3. Enjoy your purchase!


Confirm your payment plan and then you're done! Enjoy your purchase today and break up the cost.



Affirm FAQs


Yes. You'll need:
• To be 18+ years old
• To be a resident of Canada
• A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
• An SMS-capable Canadian phone number
• To meet the minimum cart size required to use Affirm as a payment option at checkout
Affirm payment plans are available for orders from $100 to $15,000.
For more information on late or NSF fees, please see this FAQ article on the Affirm help site.
Affirm will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card.
If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you'll be sent a one-time SMS password to confirm your identity. You'll then enter a few details for an instant decision. If you're approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm Customer Portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
Purchases made using Affirm are subject to SOLE Fitness Canada's standard return policy. Any returns will be processed by SOLE Fitness Canada, and your Affirm balance will be reduced, cancelled, or refunded accordingly. For information on returns, review SOLE Fitness Canada's return policy here.
No, you will not be charged. If you've already made a payment to Affirm and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.
You can find them here.
Please use an alternate payment method to complete your purchase.
For help with payment information, or if you haven't received your Affirm email confirmation, please contact the Affirm team via their website.
Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.
For further information, please refer to Affirm's FAQ page.